Credit car: loan of a sum to buy a vehicle

Take out a car loan from an organization credit

Take out a car loan from an organization credit

A car loan is a loan granted by a financial institution for the purchase of a new or used car. It is part of the loans allocated.

This credit is “earmarked” for the purchase of a car, which means that the amount borrowed does not make it possible to acquire a property other than a car. If you wish to change or acquire a vehicle, you can take out a car loan from an organization credit. This type of loan allocated solely to the purchase of a car allows you to benefit from a fixed and advantageous. 

A specific credit procedure

A specific credit procedure

To benefit from the car credit, it is necessary to mount a file containing the estimate corresponding to the good envisaged at first. In any case, no file will be contractual without a purchase order or an invoice for a new vehicle and a copy of the registration certificate for a used vehicle. These conditions are essential for an agreement. The advantage of this type of credit is to be able to benefit from dedicated services.

A contingency loan agreement

A contingency loan agreement

The car loan regularly adapts to the government’s measures to renew the car fleet in order to meet the new anti-pollution standards. This contributes to the revival of consumption. The Annual Effective Rate (APR) fixed will depend on different factors: the amount borrowed, the repayment period and the commercial policy of dealers wanting to highlight their products.

Adapted credit solutions

Adapted credit solutions

The credit offers for consumption intended for vehicles are negotiable. Depending on the chosen vehicle, you can negotiate with a Sofinco advisor the financial conditions of your car loan and the duration of its reimbursement. It may also, depending on your needs, offer you offers to finance other types of vehicles such as motorcycles or mobile homes!

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